GreenLight Employee Benefits
Benefits Overview
GreenLight.ai is pleased to offer excellent benefits to employees!
401(k) Plan
All employees (over age 21) are welcome to join our 401(k) plan after 30 days on the job. The plan is administered by Human Interest and offers a variety of retirement planning tools.
GreenLight Access Perks
We are pleased to announce that we have partnered with Accessperks to provide all GreenLight employees with the chance to save on purchases across a wide range of services: eating out, attractions, travel, and more. Active employees can enroll by creating a login using the email address you provided to GreenLight: https://greenlight.accessperks.com/
Employee Assistance Program (EAP)
All employees are automatically enrolled in the EAP that is powered by Personal Assistance Services (PAS). PAS is a resource that can enhance your wellbeing at any stage of life: being a better parent, grandparent, friend or spouse/partner; achieving life balance; planning for the future; becoming happier and more resilient; overcoming addictions; solving legal and financial challenges, being more efficient, and so much more. A wide array of confidential counseling and life coaching services are available at no cost to you and your dependents. PAS’ Helpline is answered 24/7 by Masters’ level counselors who will help you design a plan and personally arrange services to meet your needs. (800) 356-0845 www.paseap.com
Or watch a video overview here.
Note: We do not offer holiday or vacation pay.
Sick pay will apply as designated by Federal, State, County or City ordinances.
For Full-Time Employees (averaging at least 30 hours per week)
Health Insurance
We offer three PPO options via Anthem: Gold, Silver, and Bronze. Employees can enroll for active coverage the 1st of the month after 60 days on the job.
Pricing shown below is for employee-only coverage. Payroll deductions are taken from the first pay of each month.
Plan descriptions and rates are included lower on the page. Jump to them here.
| Coverage Status | Employee Cost / Month |
|---|---|
Waived | $0 |
Bronze PPO | $203.50 |
Silver PPO | $346.50 |
Gold PPO | $522.50 |
*Eligible dependents can be added; that coverage is paid 100% by the employee. Prices vary based on the age of the dependent and the PPO plan selected: contact HR for details here: hr@greenlight.ai.
Detailed Plan Descriptions from Anthem
Check out the following links for more detailed cost of care simulations including example use cases such as insurance coverage for important events like having a baby, operations, etc.
Dental/Vision Insurance
We offer dental insurance via Guardian and vision insurance via VSP. The insurances are provided together, but you do not have to enroll in health insurance to purchase. Employees can enroll for active coverage the 1st of the month after 60 days on the job.
| Coverage Status | Employee Cost / Month |
|---|---|
Waived | $0 |
Employee Only | $22.50 |
Employee Spouse | $67.50 |
Employee Child | $96.25 |
Family | $135.00 |
Life Insurance
Employees can purchase life insurance via Guardian; pricing varies by age and coverage amount. They can also opt to cover a spouse and/or children. Limits and exclusions may apply.
Enrollment forms will be provided as employees approach eligibility, those notifications are sent by email to the address on file with GreenLight.
GreenLight offers long-term disability through Guardian to provide financial assistance in case you
become disabled or unable to work. These disability plans are available to eligible full-time employees the
first of the month following 60 days.
Detailed Health Coverage PPO Plan Breakdown Comparison
Plan Coverage Dates: September 1, 2022 – August 31, 2023
| PPO Gold | PPO Silver | PPO Bronze | ||||
|---|---|---|---|---|---|---|
In-Network | Out-of-Network | In-Network | Out-of-Network | In-Network | Out-of-Network | |
General Plan Information | ||||||
Annual Deductible/Individual | $750 | $2,000 | $2,200 | $4,400 | $6,600 | $13,200 |
Annual Deductible/Family | $2,250 | $4,000 | $4,400 | $8,800 | $13,200 | $26,400 |
Coinsurance | 80% | 50% | 60% | 50% | 75% | 50% |
Preventative Services | 100% covered | 50% after deductible | 100% covered | 50% after deductible | 100% covered | 50% after deductible |
Office Visit/Exam | $30 copay | 50% after deductible | $50 copay | 50% after deductible | $70 copay | 50% after deductible |
Outpatient Specialist Visit | $55 copay | 50% after deductible | $90 copay | 50% after deductible | $85 copay | 50% after deductible |
Annual Out-of-Pocket Limit/Individual | $8,200 | $16,400 | $8,600 | $16,300 | $8,700 | $17,400 |
Annual Out-of-Pocket Limit/Family | $16,400 | $32,800 | $16,300 | $32,600 | $17,400 | $34,800 |
Inpatient Hospital Services | ||||||
Inpatient Hospitalization | 20% after deductible | 50% after deductible | 40% after deductible | 50% after deductible | 35% after deductible | 50% after deductible |
Outpatient Services | ||||||
Diagnostic X-Ray and Lab Tests | $15 copay | 50% after deductible | $20 copay | 50% after deductible | 35% after deductible | 50% after deductible |
Outpatient Facility Charges | 20% after deductible | 50% after deductible | 40% after deductible | 50% after deductible | 35% after deductible | 50% after deductible |
Emergency Services | ||||||
Emergency Room | $250 copay, then 20% after deductible | $350 copay, then 40% after deductible | $250 copay, then 35% after deductible | |||
Copay/Deductible Waived if Admitted | Copay is waived if admitted | Copay is waived if admitted | Copay is waived if admitted | |||
Urgent Care | ||||||
Urgent Care Facility | $55 copay | 50% after deductible | $85 copay | 50% after deductible | 35% after deductible | 50% after deductible |
Prescription Drug Benefits (Retail Location) | ||||||
Prescription Drug Deductible | $250 individual/$500 family | Not Covered | $250 person/$500 family | Not Covered | Medical deductible applies | Not Covered |
Tier 1 Medication | $10 copay/$20 copay | Not Covered | $15 copay/$20 copay | Not Covered | $20 copay/$20 copay | Not Covered |
Tier 2 Medication | $50 copay/$60 copay | Not Covered | $70 copay/$80 copay | Not Covered | $80 copay/$90 copay | Not Covered |
Tier 3 Medication | $90 copay/$100 copay | Not Covered | $110 copay/$120 copay | Not Covered | $120 copay/$130 copay | Not Covered |
Tier 4 Medication | 30% up to $250 after RX deductible/ 40% up to $250 after RX deductible | Not Covered | 30% after Rx deductible up to $250/ 40% after Rx deductible up to $250 | Not Covered | 30% after Rx deductible up to $400/ 40% after Rx deductible up to $500 | Not Covered |
Number of Days Supply | 30 | Not Covered | 30 | Not Covered | 30 | Not Covered |
Prescription Drug Benefits (Mail Order) | ||||||
Tier 1 Medication | $25 copay | Not Covered | $38 copay | Not Covered | $50 copay | Not Covered |
Tier 2 Medication | $150 copay | Not Covered | $210 copay | Not Covered | $240 copay | Not Covered |
Tier 3 Medication | $270 copay | Not Covered | $330 copay | Not Covered | $360 copay | Not Covered |
Tier 4 Medication | 30% up to $250 after RX deductible | Not Covered | 30% after Rx deductible up to $250 | Not Covered | 30% after Rx deductible up to $400 | Not Covered |
Number of Days Supply | 90 | Not Covered | 90 | Not Covered | 90 | Not Covered |
Other Services and Supplies | ||||||
Durable Medical Equipment | 50% after deductible | 50% after deductible | 50% after deductible | 50% after deductible | 50% after deductible | 50% after deductible |
Home Health Care | 20% after deductible | 50% after deductible | 40% after deductible | 50% after deductible | 35% after deductible | 50% after deductible |
Skilled Nursing or Extended Care Facility | 20% after deductible | 50% after deductible | 40% after deductible | 50% after deductible | 35% after deductible | 50% after deductible |
Hospice Care | 100% after deductible | 50% after deductible | 100% after deductible | 50% after deductible | 100% after deductible | 50% after deductible |
Chiropractic Services | 50% | Not Covered | 50% | Not Covered | 50% | Not Covered |
Outpatient Rehabilitative Therapy Services | ||||||
Physical | $30 copay | 50% after deductible | $50 copay | 50% after deductible | 35% after deductible | 50% after deductible |
Occupational | $30 copay | 50% after deductible | $50 copay | 50% after deductible | 35% after deductible | 50% after deductible |
Speech | $30 copay | 50% after deductible | $50 copay | 50% after deductible | 35% after deductible | 50% after deductible |
*If a discrepancy exists between this document and the carrier’s actual rates, the carrier’s actual rates will apply
As always, if you have any specific questions, concerns, or suggestions for how we can make the process better for you, please don’t hesitate to email hr@greenlight.ai.