GreenLight Employee Benefits

Plan Period: September 1, 2022 through August 31, 2023

Benefits Overview

GreenLight.ai is pleased to offer excellent benefits to employees!

401(k) Plan

All employees (over age 21) are welcome to join our 401(k) plan after 30 days on the job. The plan is administered by Human Interest and offers a variety of retirement planning tools.

GreenLight Access Perks

We are pleased to announce that we have partnered with Accessperks to provide all GreenLight employees with the chance to save on purchases across a wide range of services: eating out, attractions, travel, and more. Active employees can enroll by creating a login using the email address you provided to GreenLight: https://greenlight.accessperks.com/

Employee Assistance Program (EAP)

All employees are automatically enrolled in the EAP that is powered by Personal Assistance Services (PAS). PAS is a resource that can enhance your wellbeing at any stage of life: being a better parent, grandparent, friend or spouse/partner; achieving life balance; planning for the future; becoming happier and more resilient; overcoming addictions; solving legal and financial challenges, being more efficient, and so much more. A wide array of confidential counseling and life coaching services are available at no cost to you and your dependents. PAS’ Helpline is answered 24/7 by Masters’ level counselors who will help you design a plan and personally arrange services to meet your needs. (800) 356-0845 www.paseap.com

Note: We do not offer holiday or vacation pay.
Sick pay will apply as designated by Federal, State, County or City ordinances.

For Full-Time Employees (averaging at least 30 hours per week)

2022-2023 Open Enrollment Presentation Video: Link Here

Health Insurance
We offer three PPO options via Anthem: Gold, Silver, and Bronze. Employees can enroll for active coverage the 1st of the month after 60 days on the job.

Pricing shown below is for employee-only coverage. Payroll deductions are taken from the first pay of each month.

Plan descriptions and rates are included lower on the page. Jump to them here

Coverage Status Employee Cost / Month
Waived
$0
Bronze PPO
$185
Silver PPO
$315
Gold PPO
$475

*Eligible dependents can be added; that coverage is paid 100% by the employee. Prices vary based on the age of the dependent and the PPO plan selected: contact HR for details here: hr@greenlight.ai.

Detailed Plan Descriptions from Anthem
Check out the following links for more detailed cost of care simulations including example use cases such as insurance coverage for important events like having a baby, operations, etc.

Dental/Vision Insurance 
We offer dental insurance via Guardian and vision insurance via VSP. The insurances are provided together, but you do not have to enroll in health insurance to purchase. Employees can enroll for active coverage the 1st of the month after 60 days on the job.

Coverage Status Employee Cost / Month
Waived
$0
Employee Only
$15 per month
Employee plus Spouse
$45 per month
Family
$90 per month

Life Insurance 
Employees can purchase life insurance via Guardian; pricing varies by age and coverage amount. They can also opt to cover a spouse and/or children. Limits and exclusions may apply.

Enrollment forms will be provided as employees approach eligibility, those notifications are sent by email to the address on file with GreenLight.

Detailed Health Coverage PPO Plan Breakdown Comparison

Plan Coverage Dates: September 1, 2022 – August 31, 2023

PPO Gold PPO Silver PPO Bronze
In-Network
Out-of-Network
In-Network
Out-of-Network
In-Network
Out-of-Network

General Plan Information

Annual Deductible/Individual
$750
$2,000
$2,200
$4,400
$6,600
$13,200
Annual Deductible/Family
$2,250
$4,000
$4,400
$8,800
$13,200
$26,400
Coinsurance
80%
50%
60%
50%
75%
50%
Preventative Services
100% covered
50% after deductible
100% covered
50% after deductible
100% covered
50% after deductible
Office Visit/Exam
$30 copay
50% after deductible
$50 copay
50% after deductible
$70 copay
50% after deductible
Outpatient Specialist Visit
$55 copay
50% after deductible
$90 copay
50% after deductible
$85 copay
50% after deductible
Annual Out-of-Pocket Limit/Individual
$8,200
$16,400
$8,600
$16,300
$8,700
$17,400
Annual Out-of-Pocket Limit/Family
$16,400
$32,800
$16,300
$32,600
$17,400
$34,800

Inpatient Hospital Services

Inpatient Hospitalization
20% after deductible
50% after deductible
40% after deductible
50% after deductible
35% after deductible
50% after deductible

Outpatient Services

Diagnostic X-Ray and Lab Tests
$15 copay
50% after deductible
$20 copay
50% after deductible
35% after deductible
50% after deductible
Outpatient Facility Charges
20% after deductible
50% after deductible
40% after deductible
50% after deductible
35% after deductible
50% after deductible

Emergency Services

Emergency Room
$250 copay, then 20% after deductible
$350 copay, then 40% after deductible
$250 copay, then 35% after deductible
Copay/Deductible Waived if Admitted
Copay is waived if admitted
Copay is waived if admitted
Copay is waived if admitted

Urgent Care

Urgent Care Facility
$55 copay
50% after deductible
$85 copay
50% after deductible
35% after deductible
50% after deductible

Prescription Drug Benefits (Retail Location)

Prescription Drug Deductible
$250 individual/$500 family
Not Covered
$250 person/$500 family
Not Covered
Medical deductible applies
Not Covered
Tier 1 Medication
$10 copay/$20 copay
Not Covered
$15 copay/$20 copay
Not Covered
$20 copay/$20 copay
Not Covered
Tier 2 Medication
$50 copay/$60 copay
Not Covered
$70 copay/$80 copay
Not Covered
$80 copay/$90 copay
Not Covered
Tier 3 Medication
$90 copay/$100 copay
Not Covered
$110 copay/$120 copay
Not Covered
$120 copay/$130 copay
Not Covered
Tier 4 Medication
30% up to $250 after RX deductible/ 40% up to $250 after RX deductible
Not Covered
30% after Rx deductible up to $250/ 40% after Rx deductible up to $250
Not Covered
30% after Rx deductible up to $400/ 40% after Rx deductible up to $500
Not Covered
Number of Days Supply
30
Not Covered
30
Not Covered
30
Not Covered

Prescription Drug Benefits (Mail Order)

Tier 1 Medication
$25 copay
Not Covered
$38 copay
Not Covered
$50 copay
Not Covered
Tier 2 Medication
$150 copay
Not Covered
$210 copay
Not Covered
$240 copay
Not Covered
Tier 3 Medication
$270 copay
Not Covered
$330 copay
Not Covered
$360 copay
Not Covered
Tier 4 Medication
30% up to $250 after RX deductible
Not Covered
30% after Rx deductible up to $250
Not Covered
30% after Rx deductible up to $400
Not Covered
Number of Days Supply
90
Not Covered
90
Not Covered
90
Not Covered

Other Services and Supplies

Durable Medical Equipment
50% after deductible
50% after deductible
50% after deductible
50% after deductible
50% after deductible
50% after deductible
Home Health Care
20% after deductible
50% after deductible
40% after deductible
50% after deductible
35% after deductible
50% after deductible
Skilled Nursing or Extended Care Facility
20% after deductible
50% after deductible
40% after deductible
50% after deductible
35% after deductible
50% after deductible
Hospice Care
100% after deductible
50% after deductible
100% after deductible
50% after deductible
100% after deductible
50% after deductible
Chiropractic Services
50%
Not Covered
50%
Not Covered
50%
Not Covered

Outpatient Rehabilitative Therapy Services

Physical
$30 copay
50% after deductible
$50 copay
50% after deductible
35% after deductible
50% after deductible
Occupational
$30 copay
50% after deductible
$50 copay
50% after deductible
35% after deductible
50% after deductible
Speech
$30 copay
50% after deductible
$50 copay
50% after deductible
35% after deductible
50% after deductible

*If a discrepancy exists between this document and the carrier’s actual rates, the carrier’s actual rates will apply

As always, if you have any specific questions, concerns, or suggestions for how we can make the process better for you, please don’t hesitate to email hr@greenlight.ai.